Office: (440) 934-3003
Fax: (800) 745-0001



Frequently Asked Questions

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Questions About Working With Miller Home Title

What Services Can Miller Home Title Offer?
For a complete list of the services we provide, please consult our Services page.
Why Use Miller Home Title?
Miller Home Title offers the security of working with a large firm, but the personalized attention of working with a small firm. It’s the best of both worlds. For an in-depth look at Miller Home Title and what makes us different, please consult our Why page and About page.
Who Are Your Underwriters and Where Are They Licensed?
Miller Home Title is a policy issuing agent for First American Title Insurance Company licensed in sixteen (16) states. However, with the assistance of our underwriter we are able to handle transactions in all 50 states.

Questions About Title Insurance

What is Title Insurance?
Title Insurance is generally a required part of the title transfer process. Essentially, it protects against financial loss from future claims against the title. For a detailed explanation, please visit the information pages located at Answers.com or Wikipedia.
What is the Term and Cost of Title Insurance?
Title insurance remains in effect throughout ownership. The Ohio Department of Insurance mandates the cost of title insurance premiums. Please call Miller Home Title for a quote that addresses your specific needs.
When Should I Look into Purchasing Title Insurance?
Title Insurance should be addressed early in the process. If you are a homeowner or purchaser, you should address title insurance during your initial meeting with your Real Estate Agent or Lender, especially if you would like to request Miller Home Title as your company of choice. If you are working without a Real Estate Professional, you may call Miller Home Title to initiate your transaction.
Who Can Select the Title Company?
Both buyer and seller have the ability to request a particular title company. In Northeast Ohio, this choice is negotiable. Each real estate professional may have a title company they prefer to work with. However, buyers and sellers have the right to express a choice of the title company. If you would like to work with Miller Home Title, please notify whomever you are working with.
What is a 1031 Exchange?
This is a procedure outlined in Section 1031 of the IRS Code, which allows the owner of investment property to exchange that property for a new property and defer the payment of capital gains associated with the sale of said property.For a detailed explanation, please visit the information pages located at Answers.com or Wikipedia.
How Are Loan Closings Handled?
Miller Home Title employs a staff of experienced, professional Closing Agents that are there to ensure a seamless process. We recognize that we are just a small part of your real estate transaction. Thus, our agents work around your schedule. We’ll meet with you at a time and place that is convenient for you to ensure the process is quick and painless.

Questions About Escrow

What is Escrow?
Escrow is an arrangement in which a disinterested third party, an escrow holder, holds legal documents and funds on behalf of a buyer and seller and distributes them according to both parties instructions. For a detailed explanation, please visit the information pages located at Answers.com or Wikipedia.
Why Do I Need an Escrow Agent?
Escrow Agents ensure that all parties have complied with what was agreed upon at the inception of the transaction. The Escrow Officer confirms such adherence before the funds and documents are transferred.